Job Seekers – Artizen Staffing


AVP, Portfolio Manager, CRE
Santa Rosa, CA

  • Works independently and/or collaboratively in preparation of financial analysis and credit memoranda for a variety of needs of the client
  • Maintains record of all portfolio management activities using established bank client management and internal communication systems
  • Maintain clear understanding of loan administration and credit analysis
  • Focuses daily activities on a) ensuring information and credit files of all assigned borrowers are current, performance testing is timely and defaults/risk rating changes are accurate and; b) that there is active communication with borrowers that do not have a Relationship manager assigned
  • Develops and strengthens existing CRE relationships through frequently scheduled follow-up telephone calls, and personal meetings
  • Maintains a record of planned and completed portfolio management activity for all borrowers.
  • Prepares and underwrites credit memorandum in accordance with bank's credit policy, reviews, verifies required documentation, and summary information when submitting loan requests to Credit Administration and the Credit Committee
  • Works closely with Credit Administration to ensure all assigned loan requests are processed in a timely manner; and keeps the loan applicant (client or prospect) duly informed throughout the loan application process
  • Maintains follow up with existing clients to ensure that the bank has timely and accurate financial information for purposes of loan monitoring and update of the bank's credit files
  • Attends and participates in staff meetings and review goals, objectives and results, obstacles and provide solutions
  • Attends all required community and business-related events and training sessions
  • Share best practices and successes to improve service, processes, procedures and product offerings
  • Understands and abides to all banking regulations and regulatory compliance procedures and the bank's credit policy in all banking activities
  • Develops credit related procedures and follows established procedures and processes within Beneficial State Bank to ensure the bank's overall compliance
  • May lead cooperative efforts among colleagues
  • Share best practices and recommends changes to policies, strategies, efficiency, and possibly quality improvement
  • May assist in establishing procedures that affects immediate work group needs
  • Ensures compliance with all state and federal regulations and internal company policies, including but not limited to BSA / Anti-Money Laundering, Fair Lending, Privacy, and Anti-Discrimination, to the extent each applies to current job responsibilities
  • Completes all online compliance training as assigned within specified due dates

  • Bachelor's degree in Finance or a related field from a four-year college and/or work experience combined
  • 5+¬†years of commercial, business banking, credit analyst, underwriting, and portfolio management
  • Prior experience in credit analysis and/or preparation of credit memorandum for loan approvals
  • Computer literacy in Microsoft Office application
  • Experience in Credit Quest, Moody's or Bukers is preferred
  • Demonstrated customer service and relationships with high organization skill, self-initiative, timely response to opportunities and client request
  • Maintained and established a CRE loan portfolio
  • Demonstrated or effective interpersonal skills to articulate with consistent written and verbal communications with colleagues, clients, prospects, and community members
  • Ability to work independently with limited supervision
  • Demonstrated self-motivation and positive energy to work productively, positively, and professionally with colleagues

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